Free · no statement needed

You already own the right card.
Are you using it?

Most people put everything on one card out of habit. Tell us what you carry and roughly what you spend, and we'll show you which card belongs at which counter — and what the habit costs you a year. Nothing to upload, nothing to pay.

Step 1

The cards in your wallet

Add the ones you already carry. We only need which cards — nothing about your accounts.

Step 2

Roughly what you spend a month

Estimates are fine — round numbers off the top of your head. Skip anything that doesn't apply.

Your routing

Add a card and a couple of spending numbers — the answer appears here as you type. Nothing is sent anywhere.

Get this as a weekly brief — plus what changed on the cards you hold.

Wondering whether a newcard would beat all of these? That takes your real statement, and it's what the $6.99 appraisal answers.