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That card you're eyeing? Run it against your money.
Upload your year-end summary. We run the card's real reward math against how you actually spend — then tell you plainly whether to get it.
Get my verdictabout 3 minutesFirst verdict free
then $6.99, or $5 in a 5-pack
then $6.99, or $5 in a 5-pack
PDFchase-2025.pdfYear-end summary · 1.2 MB
Read in 15 seconds · no bank login
Total spend$0
Dining$6,841
Groceries$5,120
Travel$4,410
Everything else$12,489
Correct any line. Nothing runs until you say yes.
GET IT
+$0
net per year, ongoing
Rewards+$736
Credits you'd use+$240
Annual fee−$325
PrivateNo bank login, ever. Your PDF is parsed, confirmed by you, and deleted the moment your verdict is issued.never shared
UnboughtNo affiliate links anywhere. “Skip it” is a real result.no issuer pays us
YoursEvery figure comes from your transactions— not the card's marketing page.your statement, once
ReusableOne upload scores all 79 cards we track, free, forever.79 cards
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