One credit, one verdict.
A credit buys a full report on one card — the math, the credits you’d actually use, year one against ongoing, and what would change the answer.
Make an account and take the weekly brief, and your first verdict is free
Most peopleCompare
$24.99
5 credits · $5.00 each
Save 28%
- Five full verdicts
- Enough to settle a real shortlist
- Credits never expire
Wallet
$44.99
10 credits · $4.50 each
Save 36%
- Ten full verdicts
- Re-run any card on a new year
- Credits never expire
Always freeBrowsing all cards, the news feed, and the rewards-minus-fee estimate on every card once you have a spend profile. You only spend a credit on a full verdict.
Never expiresCredits sit on your account until you use them. No subscription, nothing recurring, nothing to cancel.
One uploadUploading a statement is free and unlimited. Credits are for verdicts, not for data.
UnboughtNo affiliate links, no issuer pays us. Credits are the only way we make money— which is exactly why “skip it” is a real result.