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Wells Fargo Wells Fargo Active Cash

Wells Fargo

Wells Fargo Active Cash

No annual fee$200 bonus after $500 in 3 months
Is it worth it for you?

That depends entirely on how you spend. Run your numbers and this page shows your figure instead of a guess.

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Benefits

Cellular Telephone ProtectionReimburses up to $600 per claim for damage, theft, or accidental loss of your cell phone when the bill is paid with this card, with a $25 deductible and max 2 claims per 12 months.
Auto Rental Collision Damage WaiverReimburses you for rental car damage or theft when you pay with this card.
Travel and Emergency Assistance ServicesProvides emergency assistance while traveling anywhere in the world.
Roadside DispatchProvides roadside assistance when you need a tow for an eligible Wells Fargo cardholder.
Emergency Cash Disbursement and Card ReplacementProvides emergency cash advances and card replacement while traveling, with approval from Wells Fargo.
My Wells Fargo DealsProvides personalized deals from a variety of merchants that can be accessed through your Wells Fargo credit card account.
Zero Liability ProtectionYou are not responsible for unauthorized transactions as long as they are reported promptly.
Credit Close-UpAccess personalized credit insights, monthly FICO Score updates, and credit monitoring tools through your Wells Fargo online account.

Card details last checked Mar 19, 2026. No affiliate links on this page — we're paid for verdicts, not applications.