Chase

United Explorer Card

$150 annual fee70,000 point bonus after $3,000 in 3 months

Is it worth it for you?

That depends entirely on how you spend. Run your numbers and this page shows your figure instead of a guess.

What it earns

travel2×

dining2×

everything else1×

$460of face value a year — worth only what you'd actually use.

25% Back on Food, Beverage and Wi-FiFood, beverages, and Wi-Fi purchases on United and United Express flights, and premium drinks at United Clubs$0

Global Entry or TSA PreCheck or NEXUS Fee CreditGlobal Entry, TSA PreCheck, or NEXUS application fees charged to the card$30

United Hotels Statement CreditHotel stays of $50+ booked directly through United Hotels (up to 2 stays per year)$100

Rideshare Statement CreditRideshare purchases via Uber, Lyft, etc.$60

Avis or Budget Travel CreditAvis or Budget rental car purchases made directly through cars.united.com (up to 2 rentals per year)$50

Instacart Monthly CreditInstacart purchases of $10+ with one retailer (requires active Instacart+ membership)$120

JSX Statement CreditPurchases made directly with JSX (premium airline service)$100

What's changed lately — this is why a static review goes stale and this page doesn't.

Chase United Explorer $500 Statement Credit + 25,000 Miles + 10,000 Miles For Adding Authorized User

United Explorer's welcome offer just got a $500 credit boost—that's cash, not points, stacked on top of the miles.

Free Checked BagPrimary cardholder and one traveling companion get their first standard checked bag free on United and United Express flights.

Priority BoardingYou and companions on the same reservation board before general passengers on United flights.

Anniversary United Club PassesReceive two United Club one-time passes after account opening and annually thereafter.

10,000 Bonus Miles on Authorized UserGet 10,000 bonus miles when you add an authorized user in the first 3 months.

10,000-Mile Award Flight DiscountSpend $20,000 in a calendar year to earn a 10,000-mile discount on award flights.

$100 United Travel Credit (TravelBank)Earn $100 in United TravelBank cash after spending $10,000 in a calendar year.

Premier Qualifying Points (PQP)Earn 1 Premier Qualifying Point per $20 spent (up to 1,000 PQP annually) toward Premier status.

Complimentary Instacart+ MembershipGet 3 months free Instacart+ membership, then 25% off through 12/31/2027.

Card details last checked Mar 19, 2026. No affiliate links on this page — we're paid for verdicts, not applications.