Chase
Chase Sapphire Reserve
$795 annual fee125,000 point bonus after $6,000 in 3 months
Is it worth it for you?
Run my numbersThat depends entirely on how you spend. Run your numbers and this page shows your figure instead of a guess.
What it earns
travelportal only8×
dining3×
transit3×
everything else1×
Credits
$1,160of face value a year — worth only what you'd actually use.
Annual Travel CreditAny travel purchases$300
The Edit Hotel CreditPrepaid hotels with The Edit via Chase Travel$250
Select Chase Travel Hotel CreditSelect Chase Travel hotels$250
Lyft CreditsLyft rides$120
Peloton CreditsPeloton memberships$120
DashPass MembershipDoorDash$120
Benefits
Airport Lounge AccessFree access to Chase Sapphire Lounges and 1,300+ Priority Pass airport lounges worldwide for you and 2 guests.
Global Entry/TSA PreCheck CreditGet up to $120 back when you apply for Global Entry or TSA PreCheck. Skip the long security lines at airports.
Trip Cancellation/Interruption InsuranceIf you have to cancel a trip, Chase reimburses up to $10,000 per traveler for non-refundable expenses.
Purchase ProtectionNew purchases covered against damage or theft for 120 days, up to $500 per item.
Card details last checked Mar 19, 2026. No affiliate links on this page — we're paid for verdicts, not applications.