Chase

Chase Sapphire Reserve

$795 annual fee125,000 point bonus after $6,000 in 3 months

Is it worth it for you?

That depends entirely on how you spend. Run your numbers and this page shows your figure instead of a guess.

What it earns

travelportal only8×

dining3×

transit3×

everything else1×

$1,160of face value a year — worth only what you'd actually use.

Annual Travel CreditAny travel purchases$300

The Edit Hotel CreditPrepaid hotels with The Edit via Chase Travel$250

Select Chase Travel Hotel CreditSelect Chase Travel hotels$250

Lyft CreditsLyft rides$120

Peloton CreditsPeloton memberships$120

DashPass MembershipDoorDash$120

What's changed lately — this is why a static review goes stale and this page doesn't.

Chase Sapphire Reserve DoorDash benefit enhancement coming October 1, 2026

Your $550 annual fee card just got slightly better perks—check if the new DoorDash benefit changes your break-even math.

[YMMV] Chase Increased Sign Up Bonuses (175k Chase Sapphire Reserve, 125k Chase Sapphire Preferred & More)

If you're thinking about a premium travel card, check Chase's pre-approved offers—yours might be worth more points than the public bonus.

Chase Sapphire Lounges Removing Priority Pass Access & Increasing Layover Time Allowed

If you're paying $550/year for Chase Sapphire Reserve partly for Priority Pass lounge access, this change just weakened that benefit.

Airport Lounge AccessFree access to Chase Sapphire Lounges and 1,300+ Priority Pass airport lounges worldwide for you and 2 guests.

Global Entry/TSA PreCheck CreditGet up to $120 back when you apply for Global Entry or TSA PreCheck. Skip the long security lines at airports.

Trip Cancellation/Interruption InsuranceIf you have to cancel a trip, Chase reimburses up to $10,000 per traveler for non-refundable expenses.

Purchase ProtectionNew purchases covered against damage or theft for 120 days, up to $500 per item.

Card details last checked Mar 19, 2026. No affiliate links on this page — we're paid for verdicts, not applications.