Capital One
Capital One Venture X
$395 annual fee75,000 point bonus after $4,000 in 3 months
Is it worth it for you?
Run my numbersThat depends entirely on how you spend. Run your numbers and this page shows your figure instead of a guess.
What it earns
travelportal only10×
everything else2×
Credits
$300of face value a year — worth only what you'd actually use.
Annual Travel CreditCapital One Travel bookings$300
Benefits
Airport Lounge AccessFree access to Capital One Lounges and 1,300+ Priority Pass lounges worldwide. Bring 2 guests free.
Cell Phone ProtectionPay your monthly cell phone bill with this card and if your phone is stolen or damaged, Capital One covers up to $800 to fix or replace it ($25 deductible).
Global Entry/TSA PreCheck CreditGet up to $120 back when you apply for Global Entry or TSA PreCheck.
No Foreign Transaction FeesNo extra fees when you use this card outside the US.
Card details last checked Mar 19, 2026. No affiliate links on this page — we're paid for verdicts, not applications.