Capital One

Capital One Venture Rewards

$95 annual fee75,000 point bonus after $4,000 in 3 months

Is it worth it for you?

That depends entirely on how you spend. Run your numbers and this page shows your figure instead of a guess.

What it earns

travel5×

everything else2×

What's changed lately — this is why a static review goes stale and this page doesn't.

Capital One Venture Rewards: 75,000 Points + $300 Travel Credit

The bonus points on a popular cash transfer card just got a travel credit sweetener—worth checking if you're already considering applying.

Rewards EarningEarn rewards on net purchases (purchases minus credits or returns), calculated and rounded to the nearest whole increment.

Travel RedemptionRedeem miles for travel purchases from any travel provider or through Capital One Travel at capitalone.com.

Cash RedemptionRedeem rewards for statement credits that reduce your account balance or receive a check.

Gift Card and Digital Card RedemptionRedeem rewards for traditional plastic gift cards or digital gift cards to various merchants.

Shop with Rewards RedemptionRedeem rewards to pay for all or part of eligible purchases at participating retailers.

Transfer Rewards to Other Capital One AccountsTransfer rewards between eligible Capital One rewards accounts.

Transfer Rewards to Travel Loyalty ProgramsTransfer rewards to eligible airline, hotel, or other travel loyalty programs.

Entertainment RedemptionRedeem rewards for event tickets through Capital One Entertainment at entertainment.capitalone.com.

Card details last checked Mar 19, 2026. No affiliate links on this page — we're paid for verdicts, not applications.