American Express
American Express Gold Card
$325 annual fee60,000 point bonus after $4,000 in 6 months
Is it worth it for you?
Run my numbersThat depends entirely on how you spend. Run your numbers and this page shows your figure instead of a guess.
What it earns
diningcapped at $50,0004×
groceries3×
travel3×
everything else1×
Credits
$424of face value a year — worth only what you'd actually use.
Resy CreditResy restaurant reservations and purchases$100
Dining CreditGrubhub, Seamless, The Cheesecake Factory, Goldbelly, Wine.com, Five Guys$120
Uber CashUber, Uber Eats, Postmates$120
Dunkin' CreditDunkin' locations in the U.S.$84
Benefits
Spending Limits for Additional Card MembersSet optional monthly purchase or cash withdrawal limits for Additional Card Members on your account.
2X Membership Rewards Points on American Express TravelEarn double points on flights, prepaid hotels, car rentals, and cruises booked through AmexTravel.com or the Amex Travel App.
Amex Preferred TicketsEarly access to purchase select event tickets during a presale window while supplies last.
Amex Presale TicketsAccess to presale ticket purchases for select events before general on-sale dates.
Amex Reserved TicketsPriority access to purchase select event tickets for specific seating during a designated period.
Global Assist Hotline24/7 emergency assistance while traveling, including medical referrals, legal assistance, and emergency cash transfers.
Insider FaresDiscounted flight fares available exclusively through AmexTravel.com that require fewer Membership Rewards points.
Instant Card NumberReceive an instant virtual card number immediately upon approval to use for online purchases before your physical card arrives.
Card details last checked Mar 19, 2026. No affiliate links on this page — we're paid for verdicts, not applications.