American Express

American Express Gold Card

$325 annual fee60,000 point bonus after $4,000 in 6 months

Is it worth it for you?

That depends entirely on how you spend. Run your numbers and this page shows your figure instead of a guess.

Run my numbers

What it earns

diningcapped at $50,0004×

groceries3×

travel3×

everything else1×

Credits

$424of face value a year — worth only what you'd actually use.

Resy CreditResy restaurant reservations and purchases$100

Dining CreditGrubhub, Seamless, The Cheesecake Factory, Goldbelly, Wine.com, Five Guys$120

Uber CashUber, Uber Eats, Postmates$120

Dunkin' CreditDunkin' locations in the U.S.$84

Recent news

What's changed lately — this is why a static review goes stale and this page doesn't.

See if you’re eligible for a welcome offer as high as 100,000 points on the Amex Gold

If you're targeted for this offer on Amex Gold, the bonus is worth $1,000+ in travel value—check if you qualify before applying.

via thepointsguy

[AmEx Statement: No Nerf] American Express To Nerf Resy Credit (Select Restaurants Only)

Your Amex Platinum or Gold card's Resy credit just got less useful—it only works at certain restaurants now.

via doctorofcredit

Benefits

Spending Limits for Additional Card MembersSet optional monthly purchase or cash withdrawal limits for Additional Card Members on your account.

2X Membership Rewards Points on American Express TravelEarn double points on flights, prepaid hotels, car rentals, and cruises booked through AmexTravel.com or the Amex Travel App.

Amex Preferred TicketsEarly access to purchase select event tickets during a presale window while supplies last.

Amex Presale TicketsAccess to presale ticket purchases for select events before general on-sale dates.

Amex Reserved TicketsPriority access to purchase select event tickets for specific seating during a designated period.

Global Assist Hotline24/7 emergency assistance while traveling, including medical referrals, legal assistance, and emergency cash transfers.

Insider FaresDiscounted flight fares available exclusively through AmexTravel.com that require fewer Membership Rewards points.

Instant Card NumberReceive an instant virtual card number immediately upon approval to use for online purchases before your physical card arrives.

Card details last checked Mar 19, 2026. No affiliate links on this page — we're paid for verdicts, not applications.