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Chase Southwest Rapid Rewards Plus Card

Chase

Southwest Rapid Rewards Plus Card

$99 annual fee30,000 point bonus after $3,000 in 3 months
Is it worth it for you?

That depends entirely on how you spend. Run your numbers and this page shows your figure instead of a guess.

Run my numbers

What it earns

travel2×
dining2×
everything else1×

Credits

$3,040of face value a year — worth only what you'd actually use.

Annual Anniversary Bonus PointsRapid Rewards account$3,000
10% Promotion Code DiscountSouthwest.com flight bookings (base fare only)$0
25% Back on Inflight PurchasesSouthwest Airlines inflight drinks and WiFi$0
$10 Off Quarterly DoorDashDoorDash non-restaurant orders$40

Recent news

What's changed lately — this is why a static review goes stale and this page doesn't.

Southwest cardholder promo: Earn 2X Companion Pass qualifying points on hotels & lodging

If you're chasing the Southwest Companion Pass, booking hotels on your Southwest card this quarter can shave 10,000 points off the climb — but only if you got targeted.

via frequentmiler

Benefits

First Checked Bag FreePrimary cardholder and up to 8 passengers on the same reservation receive their first standard checked bag free on Southwest flights.
Standard Seat Selection Within 48 HoursPrimary cardholder can select a standard seat up to 48 hours before flight departure for themselves and up to 8 additional passengers.
Group 5 BoardingPrimary cardholder boards with Group 5 and can bring up to 8 passengers on the same reservation to board with Group 5.
Companion Pass Qualifying Points BoostEarn 10,000 Companion Pass qualifying points each calendar year automatically.
Balance Transfer PointsEarn 1 point per dollar on the first $10,000 of balance transfers made during the first 90 days from account opening.
No Blackout Dates and Unlimited Reward SeatsBook Southwest flights with points anytime without blackout date restrictions, and unlimited reward seats are available.
No Change FeeChange or cancel Southwest flights booked with the credit card without a change fee.
Chase Pay Over TimeEligible cardmembers can split eligible purchases of $100+ into monthly installments on chase.com or the Chase Mobile App.

Card details last checked Mar 19, 2026. No affiliate links on this page — we're paid for verdicts, not applications.